Overview
At WSP USA, we recognize the importance of providing a total rewards program that includes competitive benefits offerings from the market’s leading national carriers to deliver a better experience whenever you and your family use them. Our goal is to support your total well-being with benefits that allow you to live well in all aspects of your life.
Eligibility
If you are a regular full-time or regular part-time employee, you are immediately eligible for WSP USA benefits. Part-time employees must, on average, work 24 hours or more a week to be eligible for health benefits. Regular part-time employees who work less than 24 hours a week are generally not eligible for health benefits but are eligible to participate in the WSP USA Retirement Savings Plan. Temporary employees, including interns, are not eligible for participation in WSP USA's benefit plans. Click here for more information on the Eligibility requirements.
When does my coverage begin?
Your health benefits coverage is effective as of your date of hire. You will have 31 days to make your health benefit elections which are effective retroactively to your first day with WSP USA. Please note that all enrolled dependents require verification of dependent status within 31 days of your election.
Your 401(k) eligibility is immediate as well. You will have approximately 60 days to make contribution elections, or opt out of participation, before you are automatically enrolled at 5% pre-tax. Click here for more information.
Take Action
Follow the checklist below to ensure a successful start at WSP USA!
Your new hire checklist
- Learn more about your WSP USA benefits.
WSP USA values your physical and financial health and wellness. For this reason, we offer a wide range of benefits that are available to you and your family.
my Health: Benefits from WSP USA to help you maintain your well-being through medical/dental/vision insurances, prescription coverage, and supplemental health options.
my Wellness: WSP USA's mission is to promote and build a culture of wellness in the organization that inspires and empowers you to live well in all aspects of your life, at home and at work. We have programs and activities to support our pillars of well-being: physical, emotional, financial, social and community. Learn more about these benefits on the Wellness page.
my Wallet: Financial security is an important part of your total well-being. WSP USA is committed to helping you live well in the future by offering you easy ways to save now and build savings for retirement.
- 401(k)
- Compensation and Career
- Health Savings and Spending Accounts
- Commuter Benefits
- Employee Stock Purchase Plan
my Security: Accidents and illness can happen to anyone, and it can impact your most valuable assset - your income. That's why we offer several plans to help protect your ability to earn a living.
my Life: WSP USA offers additional benefits to help make life easier and more enjoyable with time off and cost-saving resources.
- Review the eligibility requirements for WSP USA's benefits.
- Review your WSP USA Retirement Savings Plan highlights and make any adjustments to your contributions.
- Get extra help. Your Optavise Member Advocate can help answer your questions about your benefits at 866-253-2273, weekdays from 8:00 AM to 9:00 PM ET. You can also get support via email at wspassistance@optavise.com.
- Enroll in benefits coverage within 31 days of your start date. Visit the bswift website or call 844-848-1142 weekdays from 8:00 AM to 8:00 PM ET.
Note: If you plan to cover dependents, have their information handy before you enroll. You’ll also need to have information for identifying a beneficiary for your life insurance and 401(k).
How to Enroll
Health and Insurance Benefits Elections:
Within two weeks of your first day, you will receive an email from bswift, our Benefits Adminsitrator, at your WSP USA email address with instructions on how to make your health benefit elections. (Note: If you receive an error message, you may be logging into the system too early.) You must enroll within 31 days of your hire date to have coverage for the year. If you incur expenses between your start date and when you enroll, you can submit your claims directly to the carrier for reimbursement.
If you fail to make health benefit elections or make incorrect elections, you will be unable to enroll or change your health benefit plans elections until the next Open Enrollment period, unless you experience a Qualifying Life Event. Review enrollment instructions now!
For enrollment questions, please call bswift at 844-848-1142* weekdays from 8 AM to 8 PM ET or use the chat or secure message options on the bswift "Contact Us."
If you have any benefits-related questions, please call Optavise at 866-253-2273 weekdays from 8 AM to 9 PM and Sat 9 AM to 2 PM ET or send an email to wspassistance@optavise.com.
Enrollment Instructions
- Get Started
- From the Employee Home Page on bswift, click on the “Start Your Enrollment” button to begin enrolling in your benefits.
- Verify Your Personal Information
- Complete all required fields and verify that all previously entered information is correct.
- Review your information and make any necessary corrections before verifying that your information is accurate by checking “I agree” then “Continue”.
- If any of the information is incorrect and you are unable to correct it, please contact your HR Business Partner for further guidance.
- Verify Your Family Information
- Add new dependents by clicking on the “Add Dependents” link and provide Social Security numbers and birth dates
- Verify the information for dependents - click on the dependents’ name in order to make corrections or add missing information.
- Once you have verified that your family information is accurate, please check “I agree” then “Continue”.
- Select Your Benefits
- You are now ready to begin making your benefit elections!
- Benefits you are eligible for will be displayed, along with additional information to assist in electing what is appropriate for you.
- Simply choose who to cover, make your election, and click “Next” to proceed to the following benefit option.
- Confirm Your Benefit Elections
- Once you have completed elections for you and all eligible dependents, you will be prompted to review all of your selections.
- Once you have completed your review, please check the “I agree, and I’m finished with my enrollment” box.
- You must click the “Complete Enrollment” button at the bottom of the page to save your enrollment.
- Then you may choose to view, print, or email the Confirmation Statement for your personal records.
For enrollment questions, please use the chat or secure message options on the bswift "Contact Us" page or call bswift at 844-848-1142 weekdays from 8 AM to 8 PM ET.
401(k) Contribution Elections:
Within two weeks of your first day, you will receive an email from T. Rowe Price (401(k) administrator) at your WSP USA email address with information on enrollment. If no 401(k) elections are made after approximately 60 days of your date of hire, you will be automatically enrolled in the WSP USA Retirement Savings Plan at 5% of your eligible pre-tax pay and invested in a retirement fund that most closely matches your age 65 retirement date.
You may opt out of auto-enrollment and change your 401(k) contribution and investment elections at any time by visiting T. Rowe Price or calling 1-800-922-9945. New and updated contribution elections take 1-2 pay cycles to appear in your check.
Employee Stock Purchase Plan:
You are immediately eligible to participate in the Global Employee Stock Purchase Plan (ESPP) and may enroll at any time.
For more information on the ESPP, including how to enroll, please visit the ESPP U.S. Canopy page.
Important information about your enrollment
Do I need to enroll?
Health Benefits Elections:
Yes, you MUST take action within 31 days of your date of hire to have the health benefits you want. If you don’t take action, you will have no WSP USA benefits coverage except for company-paid benefits (i.e., Basic Life, AD&D and Core Short-term Disability).
401(k) Contribution Elections:
Auto enrollment will occur after approximately 60 days of your date of hire. If you would like to start contributing (and receiving company match) prior to that time or if you would like to opt out of auto-enrollment and not participate, you must take action. You can update your contributions and investments at any time throughout the year.
Remember!
- Be sure to provide the necessary dependent verification information to enroll eligible dependents for insurance coverages.
- Make sure you’ve provided beneficiary information for your life insurance, AD&D, HSA, BTA and 401(k) plans.
Keep the following in mind!
- All ID cards can be retrieved online within a week of enrollment.
- Often providers are in-network with one health plan and not another. Remember to check which of your providers take your new health plan.
- WSP USA pays 100% of the cost for Core Short-Term Disability (STD) coverage with no Evidence of Insurability (EOI) requirements. Take advantage of the waived Evidence of Insurability requirement for the Buy-Up Short-Term Disability and the Long-Term Disability plans.
- Choose Carefully - You cannot make changes to your benefits unless you experience a Qualifying Life Event.